Those who trade in the stock markets have to consider many aspects related to:

1. Investment decision

2. How much to invest

3. What to invest in

4. When to invest etc.

The stock market can be a tricky place for newcomers as it is vast and capricious. Those who trade in the financial markets must be vigilant towards the changes and be able to improve or change their strategies accordingly to be able to enjoy success. This article discusses a few tips that stock market traders can make use of:

a) Keep in mind the time to trade

According to many seasoned stock market traders who have made a name for themselves from these markets, the best time to trade is usually the slot between 1:00 PM to 2:30 PM. The reason being that around this time almost everyone is working and all the organizations are functioning. Also any effects as a result of any global or local events that might have a direct or indirect influence on the financial markets will have been absorbed or settled by mid-day; thus curbing risks for those that trade after 1 PM.

There should be no abrupt changes in the stock markets at that time of the day. The daily happenings of the state of affairs have been digested with no abruptness to cause stir or changes in the market that usually affects the stock markets in the mornings. Additionally, by this time the corporate earnings reports have also been released.

b) Buy the stocks that are being traded at $10 a share

Other than a few close end funds, all stocks traded at $10 or more should be preferred. These close end funds are traded at a lower value since the management wants to keep the share price affordable to small and medium investors. However, when trading in the stock markets it must be considered that:

1. Lower than $10 stocks are more often quoted at greater percentage spreads between the buying and selling prices. Therefore, the investors will require a higher price to break even.

2. More often companies that are prone to financial troubles or bankruptcy have low-priced stocks

This is the reason stock market investors are advised to choose stocks with a trading value of more than $10 a share.

c) Best time of the month for stocks

When it comes to buying stocks, individuals who trade in the financial markets should be vigilant about the time period when:

1. The cash flows into the market and is at its lower ebb

2. The prices are low

The best time for people trading in the stock markets to invest in buying the stocks is from the 18th through to the 22nd. It is preferred that financial market traders become aggressive at buying stocks during the months of September and October. However, those who are looking to sell their stocks should choose the first two and the last two days of any month. Also, the best months to sell stocks are considered to be April and early May.

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Whether you enjoy modifying your vehicle to improve its performance or have a passion for vintage automobiles, you will need car insurance.

Having some form of cover in place is a legal commitment for all those who own a car driven on UK roads. However, that does not necessarily mean that all policies are suitable for each driver or car.

Consequently, taking the time to obtain car insurance quotes from several providers before signing on the dotted line with one particular company can prove to be a good idea.

In doing so you may find that you are not only able to get an insurance policy that matches your needs but is available at a competitive price.

Comparing insurance quotes may be particularly wise if you own a vehicle that has had a number of modifications carried out on it.

Whether your vehicle has had work done on it to improve its performance, make it look more aesthetically-pleasing or even both, you may find that a standard car insurance policy will not cover you should an engine be upgraded, exhaust system modified or alloy wheels fitted, particularly if it significantly changes the original model's specification.

But making a number of improvements to your car does not necessarily mean you will struggle to find cover. However, by taking out modified insurance policy you can be confident that your pride and joy will be protected when you take it out on the road.

Taking the time to get a number of car insurance quotes before selecting a particular policy could also be recommended if you own a vintage car. Such classic vehicles are often seen as a form of investment and can be worth many thousands of pounds. However, as vintage automobiles can often be driven on the road, getting a car insurance policy that will provide you with a sufficient level of insurance is strongly recommended, particularly if you plan on driving your classic car on a regular basis.

You may also find yourself in need of a specialist insurance product if you drive an imported car. The fact that such a vehicle was originally intended to be used in another country - perhaps one where people drive on the right - means that its design may be different than that of models usually found on British roads and requires parts to be shipped in from overseas should it need repairing.

Whatever kind of car you drive, taking the time to get a number of insurance quotes can help ensure you get a policy that is not only suitable for your specific needs but sees you pay a competitive price.

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Auto insurance company ratings used to be a fairly well kept secret, but now anyone with an internet connection can see them. The insurance companies are being looked at with a microscope and this can only benefit the consumer.

A web search for auto insurance company ratings returns more than twenty-two thousand results so you can see there is no shortage of information on these companies. In fact the opposite problem exists when it comes to automobile insurance companies; there is too much information.

The trick is in figuring out which sources are reliable. There are two well known and respected companies that rank auto insurance companies every year; J.D. Powers and Associates and A.M. Best and Company. They consider such things as the ease of the claims process, customer service, and pricing. Both of them are free and they both contain very valuable information.

You should not choose your car insurance company based on price alone. Using a company that is at the top of the rankings will ensure that if you ever need your insurer they will come through for you.

Of course price is important as well. This is why we recommend requesting quotes from the top five performing insurance companies. If you do this you will be able to compare quotes from the top performing companies in the industry before you purchase your policy.

Before you make a final decision on the policy make sure the coverage levels are high enough to protect you financially in case you are in an accident. There are far too many underinsured motorists out there and you don't want to be one of them.

The auto insurance company ratings are a good guide as to which companies you should be considering. Once you are aware of which ones are amongst the top performers it will make the search for your next automobile insurance policy that much easier.

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We are drawing towards the end of 2009, and before we go on to 2010, it is time to review car insurance changes which have been implemented in 2009 and which will help us in getting a low car insurance rates. As of October 2009 seven states-California, Connecticut, New Jersey, New York, Oregon, Utah and Washington State-plus the District of Columbia, have banned the use of hand-held cell phones while driving. In Utah and Washington State this law does not fall under "primary enforcement" which would mean that in these states the motorist is not ticketed for using a hand-held cell phone.

The New Year 2010 has just started and this is a good time to review car insurance changes which have been implemented in 2009 and which will help us in getting a low car insurance rates.

As of October 2009 seven states-California, Connecticut, New Jersey, New York, Oregon, Utah and Washington State-plus the District of Columbia, have banned the use of hand-held cell phones while driving. In Utah and Washington State this law does not fall under "primary enforcement" which would mean that in these states the motorist is not ticketed for using a hand-held cell phone.

As of October 2009 text messaging on cell phone is banned in 18 states and the District of Columbia. Utah law is one of the toughest where a person convicted of causing injury or fatal accident if the driver was multitasking and using a cell phone for text messaging can be put behind the bars. This strict enforcement would stop distracted driving which is one of the main causes of accidents. These changes would greatly reduce the risk of auto accidents and also help in ensuring that the consumers get a low auto insurance rate since the auto insurance expense is reduced at the insurers end.

Presently, many of the drivers in USA are driving cars without auto insurance coverage and as per the information 14% of the drivers are uninsured. At times like this, if you want to keep low auto insurance rates than you should review car insurance coverage. It would be advisable to take the uninsured auto insurance coverage or the under insured driver coverage. If you have this coverage, which will not cost you much, you can claim for any medical expense of car damage if the uninsured driver is solely responsible or at fault. Thus the auto insurance claims would not be counted and you will still be eligible for a low car insurance rate, even though you have received a claim.

There has been a top safety award, "top safety pick" given to 19 passenger cars and eight sport utility vehicles for the 2010 model year by the Virginia-based Insurance Institute for Highway Safety. These cars would protect you and the passengers in case of any accident. Insurance companies will certainly be giving the consumers a low car insurance rate for these cars.

Efforts are being made jointly by the State insurance department and also by the insurance companies to reduce the auto insurance frauds. Auto insurance frauds have been another reason for the high rise in the costs to the insurance companies. Once these can be reduced you can get a low car insurance premium since the insurance companies base their rates on the cost that they incur.

As we move on to the New Year 2010, we can look forward to further changes and with each change it would always be advisable to review car insurance coverage for your own policy to see if you can still get low car insurance rates. It will be a pleasure to keep you informed.

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When it comes to securing car insurance, women have a certain advantage. Statistically, women are less likely to cause an accident or even get in an accident. Simply put, the auto insurance companies believe that they are safer to insure than men. Therefore, ladies car insurance rates are generally lower than men's. However, there are some things that women can do to get their car insurance rates even lower by showing the companies that they are the safest of the safe to insure.

1) Credit score matters. A high credit score will go a long way in lowering your auto insurance rates. The higher the credit score, the lower the car insurance rates will be. Aim for a score of above 700 for good discounts, but a score of higher than 740 will get you the maximum amount of discounts. Sometimes hiring a credit repair specialist is a good investment, depending on how low your score currently is.

2) Don't speed. One thing that lady drivers tend to do as often or more often than men, is speed. Any speeding ticket on a woman's driving record can have devastating effects on her auto insurance rates. Make sure to drive within the speed limit and if you do get a speeding ticket, do everything you can legally, to make sure that it doesn't go on your permanent record.

3) Insure with the same company that you have homeowner insurance with. The auto insurance companies love to see multiple policies held. If you have a home insurance policies, go to that same company first for your auto policy. The discounts you receive will be significant.

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Brain Cancer is the abnormal growth of brain cells. Cancer is caused when there is a change in the genetic makeup of the cell, and it begins to unconditionally multiply and proliferate. There are many risk factors that could cause cancer. Some of the causes of brain cancer are age, UV rays, mobile phones, medical conditions, heredity, virus and radiotherapy.

Abnormal growth of the cells in the brain is termed as brain tumor. This type of tumor may begin in the brain itself or arise as an offshoot from other types of cancers. Primary tumor or cancer that originates in the brain is of many types such as meningioma, acoustic neuroma, pineoblastoma, ependymoma and oligodendroglioma. The name of the cancer is derived from the type of cell that the cancer originates from. Brain cancer is almost always lethal and could lead to a suite of other health problems. Due to its highly intricate nature, brain cancer study is going on at a very slow pace.

The top 3 causes of brain cancer are:

DNA Mutation

Cancer occurs when the cell loses its ability to die. In plain speaking, the cells become immortal. And they start multiplying quickly and proliferate at great speeds. It is believed that this change occurs in the cell due to a mutation (change) in the DNA structure of the cell. The abnormal cells have no place to move and start lumping in the location, creating bumps or tumors that we see. Soon, these cells start infecting other cells and make them cancerous.

Age and Gender

Though people of all ages have the risk of getting brain cancer, the rate of occurrence becomes higher with increasing age. Statistics has shown that men are more prone to this brain disease than women. Females, on the other hand, have more non-cancerous type of tumors.

Heredity

Genetic conditions also have a major role in causing cancer. Children of cancer patients are more prone to this disease.

Medical Conditions

It has been found that those suffering from medical conditions such as Neurofibromatosis, Turcot syndrome, Gorlin syndrome, Von Hippel-Lindau syndrome, AIDS and Li-Fraumeni syndrome are more prone to cancer.

Miscellaneous Causes

The harmful UV rays have been found to be one of the major causes of skin cancer. Whether these rays damage the cells of the brain is yet to be studied. Smoking, alcohol, hair dye and other chemicals are believed to be carcinogens (cancer-causing agents). Recently there are a lot of studies about how use of mobile phones could be linked to brain cancer. Some research studies also link brain cancer to living in proximity to areas that have high power lines. It is believed that children who are exposed to radiotherapy for other treatments could have a higher risk of brain cancer.

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