Ladies Car Insurance - Lowering Auto Insurance Rates For Women

When it comes to securing car insurance, women have a certain advantage. Statistically, women are less likely to cause an accident or even get in an accident. Simply put, the auto insurance companies believe that they are safer to insure than men. Therefore, ladies car insurance rates are generally lower than men's. However, there are some things that women can do to get their car insurance rates even lower by showing the companies that they are the safest of the safe to insure.

1) Credit score matters. A high credit score will go a long way in lowering your auto insurance rates. The higher the credit score, the lower the car insurance rates will be. Aim for a score of above 700 for good discounts, but a score of higher than 740 will get you the maximum amount of discounts. Sometimes hiring a credit repair specialist is a good investment, depending on how low your score currently is.

2) Don't speed. One thing that lady drivers tend to do as often or more often than men, is speed. Any speeding ticket on a woman's driving record can have devastating effects on her auto insurance rates. Make sure to drive within the speed limit and if you do get a speeding ticket, do everything you can legally, to make sure that it doesn't go on your permanent record.

3) Insure with the same company that you have homeowner insurance with. The auto insurance companies love to see multiple policies held. If you have a home insurance policies, go to that same company first for your auto policy. The discounts you receive will be significant.

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