Those who trade in the stock markets have to consider many aspects related to:

1. Investment decision

2. How much to invest

3. What to invest in

4. When to invest etc.

The stock market can be a tricky place for newcomers as it is vast and capricious. Those who trade in the financial markets must be vigilant towards the changes and be able to improve or change their strategies accordingly to be able to enjoy success. This article discusses a few tips that stock market traders can make use of:

a) Keep in mind the time to trade

According to many seasoned stock market traders who have made a name for themselves from these markets, the best time to trade is usually the slot between 1:00 PM to 2:30 PM. The reason being that around this time almost everyone is working and all the organizations are functioning. Also any effects as a result of any global or local events that might have a direct or indirect influence on the financial markets will have been absorbed or settled by mid-day; thus curbing risks for those that trade after 1 PM.

There should be no abrupt changes in the stock markets at that time of the day. The daily happenings of the state of affairs have been digested with no abruptness to cause stir or changes in the market that usually affects the stock markets in the mornings. Additionally, by this time the corporate earnings reports have also been released.

b) Buy the stocks that are being traded at $10 a share

Other than a few close end funds, all stocks traded at $10 or more should be preferred. These close end funds are traded at a lower value since the management wants to keep the share price affordable to small and medium investors. However, when trading in the stock markets it must be considered that:

1. Lower than $10 stocks are more often quoted at greater percentage spreads between the buying and selling prices. Therefore, the investors will require a higher price to break even.

2. More often companies that are prone to financial troubles or bankruptcy have low-priced stocks

This is the reason stock market investors are advised to choose stocks with a trading value of more than $10 a share.

c) Best time of the month for stocks

When it comes to buying stocks, individuals who trade in the financial markets should be vigilant about the time period when:

1. The cash flows into the market and is at its lower ebb

2. The prices are low

The best time for people trading in the stock markets to invest in buying the stocks is from the 18th through to the 22nd. It is preferred that financial market traders become aggressive at buying stocks during the months of September and October. However, those who are looking to sell their stocks should choose the first two and the last two days of any month. Also, the best months to sell stocks are considered to be April and early May.

Article Source: http://EzineArticles.com/8437973

Whether you enjoy modifying your vehicle to improve its performance or have a passion for vintage automobiles, you will need car insurance.

Having some form of cover in place is a legal commitment for all those who own a car driven on UK roads. However, that does not necessarily mean that all policies are suitable for each driver or car.

Consequently, taking the time to obtain car insurance quotes from several providers before signing on the dotted line with one particular company can prove to be a good idea.

In doing so you may find that you are not only able to get an insurance policy that matches your needs but is available at a competitive price.

Comparing insurance quotes may be particularly wise if you own a vehicle that has had a number of modifications carried out on it.

Whether your vehicle has had work done on it to improve its performance, make it look more aesthetically-pleasing or even both, you may find that a standard car insurance policy will not cover you should an engine be upgraded, exhaust system modified or alloy wheels fitted, particularly if it significantly changes the original model's specification.

But making a number of improvements to your car does not necessarily mean you will struggle to find cover. However, by taking out modified insurance policy you can be confident that your pride and joy will be protected when you take it out on the road.

Taking the time to get a number of car insurance quotes before selecting a particular policy could also be recommended if you own a vintage car. Such classic vehicles are often seen as a form of investment and can be worth many thousands of pounds. However, as vintage automobiles can often be driven on the road, getting a car insurance policy that will provide you with a sufficient level of insurance is strongly recommended, particularly if you plan on driving your classic car on a regular basis.

You may also find yourself in need of a specialist insurance product if you drive an imported car. The fact that such a vehicle was originally intended to be used in another country - perhaps one where people drive on the right - means that its design may be different than that of models usually found on British roads and requires parts to be shipped in from overseas should it need repairing.

Whatever kind of car you drive, taking the time to get a number of insurance quotes can help ensure you get a policy that is not only suitable for your specific needs but sees you pay a competitive price.

Article Source: http://EzineArticles.com/5013476

Auto insurance company ratings used to be a fairly well kept secret, but now anyone with an internet connection can see them. The insurance companies are being looked at with a microscope and this can only benefit the consumer.

A web search for auto insurance company ratings returns more than twenty-two thousand results so you can see there is no shortage of information on these companies. In fact the opposite problem exists when it comes to automobile insurance companies; there is too much information.

The trick is in figuring out which sources are reliable. There are two well known and respected companies that rank auto insurance companies every year; J.D. Powers and Associates and A.M. Best and Company. They consider such things as the ease of the claims process, customer service, and pricing. Both of them are free and they both contain very valuable information.

You should not choose your car insurance company based on price alone. Using a company that is at the top of the rankings will ensure that if you ever need your insurer they will come through for you.

Of course price is important as well. This is why we recommend requesting quotes from the top five performing insurance companies. If you do this you will be able to compare quotes from the top performing companies in the industry before you purchase your policy.

Before you make a final decision on the policy make sure the coverage levels are high enough to protect you financially in case you are in an accident. There are far too many underinsured motorists out there and you don't want to be one of them.

The auto insurance company ratings are a good guide as to which companies you should be considering. Once you are aware of which ones are amongst the top performers it will make the search for your next automobile insurance policy that much easier.

Article Source: http://EzineArticles.com/2750942

We are drawing towards the end of 2009, and before we go on to 2010, it is time to review car insurance changes which have been implemented in 2009 and which will help us in getting a low car insurance rates. As of October 2009 seven states-California, Connecticut, New Jersey, New York, Oregon, Utah and Washington State-plus the District of Columbia, have banned the use of hand-held cell phones while driving. In Utah and Washington State this law does not fall under "primary enforcement" which would mean that in these states the motorist is not ticketed for using a hand-held cell phone.

The New Year 2010 has just started and this is a good time to review car insurance changes which have been implemented in 2009 and which will help us in getting a low car insurance rates.

As of October 2009 seven states-California, Connecticut, New Jersey, New York, Oregon, Utah and Washington State-plus the District of Columbia, have banned the use of hand-held cell phones while driving. In Utah and Washington State this law does not fall under "primary enforcement" which would mean that in these states the motorist is not ticketed for using a hand-held cell phone.

As of October 2009 text messaging on cell phone is banned in 18 states and the District of Columbia. Utah law is one of the toughest where a person convicted of causing injury or fatal accident if the driver was multitasking and using a cell phone for text messaging can be put behind the bars. This strict enforcement would stop distracted driving which is one of the main causes of accidents. These changes would greatly reduce the risk of auto accidents and also help in ensuring that the consumers get a low auto insurance rate since the auto insurance expense is reduced at the insurers end.

Presently, many of the drivers in USA are driving cars without auto insurance coverage and as per the information 14% of the drivers are uninsured. At times like this, if you want to keep low auto insurance rates than you should review car insurance coverage. It would be advisable to take the uninsured auto insurance coverage or the under insured driver coverage. If you have this coverage, which will not cost you much, you can claim for any medical expense of car damage if the uninsured driver is solely responsible or at fault. Thus the auto insurance claims would not be counted and you will still be eligible for a low car insurance rate, even though you have received a claim.

There has been a top safety award, "top safety pick" given to 19 passenger cars and eight sport utility vehicles for the 2010 model year by the Virginia-based Insurance Institute for Highway Safety. These cars would protect you and the passengers in case of any accident. Insurance companies will certainly be giving the consumers a low car insurance rate for these cars.

Efforts are being made jointly by the State insurance department and also by the insurance companies to reduce the auto insurance frauds. Auto insurance frauds have been another reason for the high rise in the costs to the insurance companies. Once these can be reduced you can get a low car insurance premium since the insurance companies base their rates on the cost that they incur.

As we move on to the New Year 2010, we can look forward to further changes and with each change it would always be advisable to review car insurance coverage for your own policy to see if you can still get low car insurance rates. It will be a pleasure to keep you informed.

Article Source: http://EzineArticles.com/3467045

When it comes to securing car insurance, women have a certain advantage. Statistically, women are less likely to cause an accident or even get in an accident. Simply put, the auto insurance companies believe that they are safer to insure than men. Therefore, ladies car insurance rates are generally lower than men's. However, there are some things that women can do to get their car insurance rates even lower by showing the companies that they are the safest of the safe to insure.

1) Credit score matters. A high credit score will go a long way in lowering your auto insurance rates. The higher the credit score, the lower the car insurance rates will be. Aim for a score of above 700 for good discounts, but a score of higher than 740 will get you the maximum amount of discounts. Sometimes hiring a credit repair specialist is a good investment, depending on how low your score currently is.

2) Don't speed. One thing that lady drivers tend to do as often or more often than men, is speed. Any speeding ticket on a woman's driving record can have devastating effects on her auto insurance rates. Make sure to drive within the speed limit and if you do get a speeding ticket, do everything you can legally, to make sure that it doesn't go on your permanent record.

3) Insure with the same company that you have homeowner insurance with. The auto insurance companies love to see multiple policies held. If you have a home insurance policies, go to that same company first for your auto policy. The discounts you receive will be significant.

To learn about auto insurance options [http://www.affordableinsuranceoptionsonline.com/] you probably haven't heard of, visit Lowest Car Insurance Estimate [http://www.affordableinsuranceoptionsonline.com/securing-the-lowest-auto-insurance-estimate-possible/] Possible.

Article Source: http://EzineArticles.com/4157338

Brain Cancer is the abnormal growth of brain cells. Cancer is caused when there is a change in the genetic makeup of the cell, and it begins to unconditionally multiply and proliferate. There are many risk factors that could cause cancer. Some of the causes of brain cancer are age, UV rays, mobile phones, medical conditions, heredity, virus and radiotherapy.

Abnormal growth of the cells in the brain is termed as brain tumor. This type of tumor may begin in the brain itself or arise as an offshoot from other types of cancers. Primary tumor or cancer that originates in the brain is of many types such as meningioma, acoustic neuroma, pineoblastoma, ependymoma and oligodendroglioma. The name of the cancer is derived from the type of cell that the cancer originates from. Brain cancer is almost always lethal and could lead to a suite of other health problems. Due to its highly intricate nature, brain cancer study is going on at a very slow pace.

The top 3 causes of brain cancer are:

DNA Mutation

Cancer occurs when the cell loses its ability to die. In plain speaking, the cells become immortal. And they start multiplying quickly and proliferate at great speeds. It is believed that this change occurs in the cell due to a mutation (change) in the DNA structure of the cell. The abnormal cells have no place to move and start lumping in the location, creating bumps or tumors that we see. Soon, these cells start infecting other cells and make them cancerous.

Age and Gender

Though people of all ages have the risk of getting brain cancer, the rate of occurrence becomes higher with increasing age. Statistics has shown that men are more prone to this brain disease than women. Females, on the other hand, have more non-cancerous type of tumors.

Heredity

Genetic conditions also have a major role in causing cancer. Children of cancer patients are more prone to this disease.

Medical Conditions

It has been found that those suffering from medical conditions such as Neurofibromatosis, Turcot syndrome, Gorlin syndrome, Von Hippel-Lindau syndrome, AIDS and Li-Fraumeni syndrome are more prone to cancer.

Miscellaneous Causes

The harmful UV rays have been found to be one of the major causes of skin cancer. Whether these rays damage the cells of the brain is yet to be studied. Smoking, alcohol, hair dye and other chemicals are believed to be carcinogens (cancer-causing agents). Recently there are a lot of studies about how use of mobile phones could be linked to brain cancer. Some research studies also link brain cancer to living in proximity to areas that have high power lines. It is believed that children who are exposed to radiotherapy for other treatments could have a higher risk of brain cancer.

Article Source: http://EzineArticles.com/8514545

There is nothing more relaxing than having a bath (for some people). However, sometimes bathing can be a difficult occasion. For those who experience trouble getting in and out of the bath, have limited motion, or are disabled, a bath lift is a safer and more convenient choice.

Bath lifts are simple devices which lower a person down to the bottom of the tub and back out again in a controlled motion, thus providing that extra helping hand and assurance while making bathing a pleasant experience.

They are ideal for people facing the following state of affairs:

Elderly who prefer to have a bath rather than a shower but stop doing so because they fear that they will get stuck in the bathtub.

Seniors who can no longer physically manage to get up and down safely from the bottom of the bathtub.

People (with limited motion) who need to soak in hot water for certain medical conditions.

Individuals who require access to the bathtub in a sitting position so as to prevent accidental falls.

There are two main designs:

Manual/ Water powered - These are operated hydraulically using the weight of the person to lower the lift; and the buoyancy of the water to raise the lift. They usually fill up like a bladder and hence no batteries are needed for their movement. This is the most cost effective design and hooks up to the existing water faucet, but they are generally not as nice to use as electric powered bath tub lifts in terms of convenience.

Automatic/Battery powered - The motor driven versions are usually powered by a rechargeable battery located behind the backrest or in the handset. This must be removed and recharged regularly. Most units have some sort of protection device that will not lower you into the bath tub unless the battery has a significant enough charge to lift you back out of the tub. The Aqua-Joy Batlift is a popular choice in this category.

However, both the above listed options have no, or only limited back support. As a result, they can be unsuitable for elderly with balance difficulties or those who cannot tolerate the position of being on the bottom of the tub (those who are more comfortable in an upright position).

One can overcome these shortcomings by opting for reclining bath lifts. For individuals with reduced hip flexion or back conditions such as kyphosis and scoliosis, or taller people needing assistance to maximize the available length of the bath, this version is suitable. The back recline feature is obviously more relaxing in baths that require longer time. The AquaJoy Reclining Bath Lift from Drive Medical is one such available option in the market.

Bath lifts need to be removed to allow another member of the household to use the bath but their weight and rubber suction pads can make the removal process difficult. However, some of the suction feet in newer designs have a lifting mechanism (the quick-release feature), which helps in easy removal and convenient, space-saving storage of the devices when not in use. Some models have detachable components making it lighter and safer to remove. The Bellavita Bath Chair Lift is the lightest product available in this category which incorporates all these remarkable features.

You might also want to check out some accessories for your bath lift from Bellavita such as:

Comfort Covers for seats (make sure it is also non-slip) - available in colors Grey/Blue/White

Additional control and batteries-Bellavita Hand Control including Storage Battery

Padded Headrest (available in colors Grey/Blue/White)

Since bath lifts are not popular selling items, and they're fairly large too, most local stores do not want to carry them. The best place to buy such items is online where you can compare the best prices, get free shipping and generous discounts.

MedicalEquipmentOnSale.com offers one of the largest selection of durable medical equipment online. Medical Equipment On Sale offers the best prices and free shipping on all bath lifts. Call 855-633-6330 now for more information!

Article Source: http://EzineArticles.com/8703708

There has been considerable research about the harmful effects of cell phone radiation on the brain. Some studies have shown increasing brain activity when cell phones are being use. The International Agency for Research on Cancer (IARC) has classified mobile phone radiations as possibly carcinogenic.

The first time I wondered whether mobile phones affect the cells of the brain was when I had placed my cell phone near the computer monitor. The computer system I use has the old-modeled CRT monitor. I had just placed the phone near the monitor, and after some time I saw a lot of disturbance on the screen. Thinking that I had received a text or a call, I checked my mobile phone; there was nothing. That's when I wondered if the phone was emitting some kind of electronic wave all the time, even when it was not being used. I generally keep the mobile phone near my head when I fall asleep. So, are those waves or impulses, whatever that are being emitted from the phone affecting my brain?

Worried, I decided to do some research. I found that there has been a lot of research done in the recent past, especially after cell phones became so very popular. One study showed that the radiations from the cell phone considerably increased brain cell activity. There are other research studies that show that the electromagnetic radiation emitted by the phones could even be carcinogenic.

Way back in 2011, the International Agency for Research on Cancer (IARC) grouped radiations from the cell phone under Group 2B. According to their lingo, this classification means that the radiations could be possibly carcinogenic. Only further research will show the entire truth.

One group of researchers conducted a study with 47 healthy adults. Some of them were asked to hold the phone near their ear while others were asked to do the same, but with the phone switched off. The researchers found considerable brain activity in those who held the phones that were switched on.

It is yet to be scientifically documented if these waves cause any significant damage to the brain cells. But if we look at the way the few studies are going, it could mean that the omnipresent cell phone could soon become the bane of our life. Another frightening aspect we should think about is how these radiations could affect children's brains. Not only are their skulls thinner than that of the adults, but the brains are not yet fully developed. So, could this mean that cell phone radiations are even more dangerous for them?

lives. The only thing that I could think of is not to talk on the phone for long. If I have to do it, I would rather use headphones. And these days I don't keep the cell phone near my head when I sleep. Stay away harmful radiations...

Article Source: http://EzineArticles.com/8494428

Medicinal herbs provide natural and safe remedies for curing various ailments and protect your body with various nutritional deficiencies. They can be made use of in two ways - including them in your regular diet or by external application.

Here are the 5 herbal remedies each one of you must have at your home for physical, mental and emotional well being.

1. Turmeric- The Golden Spice

Turmeric, also known as curcuma longa, is a very common herb widely known for its antioxidant, antiviral, antibacterial, antifungal, anticarcinogenic, antimutagenic and anti-inflammatory properties. It is loaded with a variety of nutrients such as protein, dietary fiber, niacin, Vitamin C, Vitamin E, Vitamin K, sodium, potassium, calcium, copper, iron, magnesium and zinc which makes it effective for:

2. Drink Herbal Tea For Boosting Your Immune System

Herbal teas can be made with fresh or dried flowers, leaves, seeds or roots, generally by pouring boiling water over the plant parts and letting them steep for a few minutes. A variety of herbs are used for making herbal tea such as chamomile, lemongrass, jasmine, peppermint, Echinacea, Rosehips, Hibiscuis, Hawthhorn etc.. Herbal teas are popular because of their fragrance, antioxidant properties and therapeutic applications. A rich source of antioxidants, they help in strengthening your body's immune system. They are very good stress busters and help in relieving anxiety.

3. Benefitting From Aloe Vera

Aloe vera is used to heal cuts and wounds and helps in the formation of scar tissue. It is a good natural moisturizer and prevents the loss of moisture. By softening the dead skin cells, it helps in their removal leaving the skin smoother and brighter. Aloe vera too has antioxidant properties and help in skin renewal process. There is some preliminary evidence to suggest that oral administration of aloe vera might be effective in reducing blood glucose in diabetic patients and in lowering blood lipid levels in hyperlipidaemia.

4. Improve Your Brainpower With Rosemary

Scientists at the Brain Performance and Nutrition Research Centre in the U.K. reported that having higher blood levels of one of this herb's main chemical compounds-absorbed from its aroma-was linked to the speed and accuracy of cognitive performance. It is believed to improve memory and is quite effective as antiseptic and anticelluloid.

5. Garlic Helps To Prevent And Treat A Wide Range Of Diseases And Conditions

Garlic is also known as magical herb for its medicinal properties and uses in preventing heart diseases and various types of cancers. Garlic actually may be effective in slowing the development of atherosclerosis and seems to be able to modestly reduce blood pressure. Garlic is also applied to skin to treat fungal infections like ring worm, jock itch and athlete's foot or tinea pedis. Other uses include treatment for fever, cough, cold enlarged prostate, diabetes and much more. Allicin is a chemical produced in garlic that gives it a peculiar flavor and is responsible for giving it healing properties.

All these home remedies are extremely useful and help you keep in a perfect health. These are completely safe to use and the specific properties of each one of it helps you maintain a healthy lifestyle.

Article Source: http://EzineArticles.com/8689512

If you look at the statistics, you may shudder at the number of women who suffer from breast cancer. What is even more pitiable is the fact that a lot of women fail to get the right treatment because they do not get the problem diagnosed. If the medical ailment is diagnosed in the later stages, it can be very hard to get it treated.

There is a pressing need to create the right kind of awareness because both men and women need to be educated about it. There is nothing to be embarrassed as this too is a medical ailment like most other diseases. However, so many efforts have gone down the drain for so long. Thus, the need was felt for something radical and dynamic and this is where breast cancer jewelry comes into place.

Pink is the color that speaks

The official color for breast cancer awareness is pink. You can find innumerable breast cancer jewelries that are all drenched in pink. When you are looking to buy one of those, you will be amazed at the variety which you will get.

Regardless of what your choices are, you are sure to find some of the most amazing jewelry which you will love to wear. However, the purpose of this jewelry is not just the style factor. There is greater cause for which you need to participate.

When you sport pink breast cancer jewelry; be it bracelets, rings or pins; it is sure to bring attention. Pink is not the conventional color for jewelry and this is the reason; people are likely to notice it. The main purpose of such a piece of jewelry is to let others know that you are concerned about breast cancer and you want to be the change that you wish to see.

No waves of great change can be brought unless you do your bit. You need to start of the change and sometimes it is these little things that can make the biggest difference which you need.

When you are sporting such jewelry, try and tell people about the same. It can spark a chain reaction and that will set out the right awareness campaign which is the need of the hour. Do not flinch from telling others about how painful this cancer may be and why the patients deserve love and respect rather than being looked down. It is one such disease that can occur to anyone and the amount of pain that women go through is incomprehensible.

It is the love, care and support that will give them the strength to face the turmoil and tiring times. It might look like a piece of jewelry to some, but the message which these pink bracelets or even rings and clips convey is immaculate.

Breast cancer is not a disease to be ashamed of. If you can get it diagnosed in the earlier stages, the chances of it being treated increases manifold. Do your bit today. By buying and wearing this jewelry, you can educate people about the need to create awareness and contribute to it. Do not shy away from your duties.

Article Source: http://EzineArticles.com/8705262